of
One of the simplest 2) to improve your money situation and manage your personal
finances is to make and stick 3) a personal budget. Your budget turns into 4)
the biggest tools that will help you succeed financially. It allows you to create a spending
plan so you can allocate your money in a way that will help you 5) your goals.
You can make your budget as high-level or detailed 6) you want, as 7)_ as it
helps you reach your ultimate goal of spending 8) than you earn, and saving for the
future.
A budget will help you decide 9) __ to spend your money over the coming months
and years. Without the plan, you might spend cash 10) things that seem important
now, but don't offer much in 11) of enhancing your future. Many people get caught in
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